January is the time we set our new year’s resolutions which typically includes our relationships, money or health & fitness. Why then, by the time the Australian Open rolls around, have we broken our resolutions? I’ve been reading a great book lately called The Slight Edge by Jeff Olson and the answer lies in […]
Are you over 65 and planning on downsizing your home?
Great news for people over age 65 and wishing to downsize their home. The Government quietly introduced a new law before Christmas 2017 that allows people, from 1 July 2018, to contribute excess money unlocked from the sale of their home into super. It is designed to reduce pressure on housing affordability but it’s a […]
Should you be splitting your super contributions to your spouse?
Are you a member of a couple where one person earns a lot more than the other and/or that person’s super balance is significantly higher than the other’s? Recent changes to superannuation laws mean there could be several strategies you could be doing now to ensure you don’t hit hurdles in the future. One […]
Are you retirement ready?
Recent research has indicated that a worryingly high 66% of Australians are concerned about their retirement. The study suggests this uncertainty exists despite Australia’s relatively strong super system, with constant political adjustments resulting in this confusion. However, the study also found that those Australians who have engaged a financial planner are three times more […]
Are you excited or worried about retirement?
Do you feel anxious or excited when the topic of retirement comes up? Some people cannot wait until they retire and skip out the door excited about the next phase of their life. For others though, the thought of retirement can lead to levels of anxiety and stress and they often struggle setting the […]
Do you want to retire earlier?
If you’ve ever seen me present you will have heard me say countless times that there are three things that make us wealthier. Sorting out your Super Sorting out your Savings Giving yourself a Security blanket These three “S’s” are my financial bible. If these three areas are working in harmony then you are […]