January is the time we set our new year’s resolutions which typically includes our relationships, money or health & fitness. Why then, by the time the Australian Open rolls around, have we broken our resolutions? I’ve been reading a great book lately called The Slight Edge by Jeff Olson and the answer lies in […]
Are you over 65 and planning on downsizing your home?
Great news for people over age 65 and wishing to downsize their home. The Government quietly introduced a new law before Christmas 2017 that allows people, from 1 July 2018, to contribute excess money unlocked from the sale of their home into super. It is designed to reduce pressure on housing affordability but it’s a […]
Do you have a spouse that earns less than $40,000 per annum and want to reduce your tax?
You may have heard about a little-known strategy that allows a person to contribute up to $3,000 to their spouse’s super and receive $540 off their tax bill. This practice is known as a Spouse Contribution and prior to 30 June 2017, very few couples took advantage of it because the income limits were too […]
Should you be splitting your super contributions to your spouse?
Are you a member of a couple where one person earns a lot more than the other and/or that person’s super balance is significantly higher than the other’s? Recent changes to superannuation laws mean there could be several strategies you could be doing now to ensure you don’t hit hurdles in the future. One […]
Are you prepared for the upcoming changes to super?
As you may be aware, the latest Government Super reforms are nearly upon us and these reforms will affect many people in different ways. Below are a few important points you should be aware of. If you are, or someone you know is concerned about these reforms, please contact our office. Changes to concessional contributions What […]
Winner! Securitor’s National Adviser of the Year 2016
It is with great pleasure that we announce Heidi Schwegler won Securitor’s National Adviser of the Year 2016! After a comprehensive selection process, Heidi was assessed against a number of key criteria which included the following areas: Survey results from the Beddoes Institute Adviser Trust score Panel presentation on the future of financial advice […]
Some good news about our practice!
We are delighted to tell you about some exciting news for our practice! The Beddoes Institute has just announced the 2015 winners and finalists of the inaugural Most Trusted Advisers Network (MTA) Awards, recognising the best of the best MTA advisers and advice practices, as identified by client ratings. We are pleased to […]
Upcoming Event – Pre-Retirement Seminar (Free Event)
Click for: Invitation – Pre-Retirement Seminar When: Tuesday 22nd March 2016 Where: Carlton Library, 667 Rathdowne Street, Carlton South Time: 6.45 pm for a 7 pm start – Length 1 hour Superannuation. Pensions. Retirement. Does it all seem too hard? Ignoring the reality that retirement is closer than you want to admit […]
The Marshmallow Experiment – delayed gratification
You may have heard of an experiment undertaken in the 1960’s where children aged 5 were asked to delay eating a marshmallow for 15 minutes. If they succeeded, they were rewarded with a second marshmallow. Watching the YouTube clip is one of the funniest videos I’ve watched in a long time because 15 minutes […]
Are you excited or worried about retirement?
Do you feel anxious or excited when the topic of retirement comes up? Some people cannot wait until they retire and skip out the door excited about the next phase of their life. For others though, the thought of retirement can lead to levels of anxiety and stress and they often struggle setting the […]